Photo ID
Passport, national ID or driver's licence for the account holder.
How it works
Set up in minutes
From sign-up to your first payment — here's exactly what happens, and what you'll need at each step.
01
Create your account
Choose a personal or business account and tell us the basics — your name, email and country. It takes a few minutes and there's nothing to install.
02
Verify your identity
A quick KYC check keeps everyone safe and satisfies our FINTRAC obligations. Upload an ID document and, for businesses, a few company details.
- Photo ID — passport or driver's licence
- Proof of address — recent utility or bank statement
- For business: registration & ownership details
03
Get your named IBAN
Once approved, your dedicated IBAN — in your name or your company's name — is issued and ready. Most accounts activate in record time.
04
Fund your account
Top up instantly by bank transfer, card or another supported method. Your funds are available to send, receive and convert straight away.
05
Transact globally
Send and receive worldwide over SEPA and SWIFT, make instant internal transfers and convert currencies at competitive rates — all from one dashboard.
Before you begin
What you'll need
Proof of address
A recent utility bill or bank statement, typically within 3 months.
Company details
For business accounts: registration number and ownership information.
Questions
Frequently asked
Our streamlined onboarding gets most accounts moving swiftly — many are ready in record time once identity verification is complete. Timing can vary with the checks required for your account type and region.
A personal account is opened in your name; a business account is opened in your company's name with a named IBAN and additional details such as registration and ownership. You choose your account type in the first step of registration.
You can hold and convert funds across multiple currencies and send or receive payments over SEPA and SWIFT. Instant internal transfers between We Form Pay accounts are available, along with competitive currency exchange.
Top up instantly via bank transfer, card or another supported method. Funds are credited to your multi-currency balance and available to transact right away.
We Form Pay Inc. is a registered MSB with FINTRAC (registration C100000243). Accounts are verified before going live, and data is encrypted and monitored with KYC/AML controls designed to keep your funds protected.